About us
LuottoBotti is an advertising service that brings advertised loan offers from Finnish lenders together in one place. The service is free to use and requires no registration.
How LuottoBotti works
The chatbot is a search tool: you pick a credit type with buttons and it shows the advertisements in that category. We do not collect personal data and we do not perform credit scoring. You can also browse the categories as pages — for example consumer loan, quick loan or mortgage.
Why use it?
- Free of charge, no registration
- Anonymous — we do not collect personal data
- Advertisements from 25+ lenders
- Every product page shows the annual percentage rate and a representative example
How the service is funded
Revenue comes from advertising partnerships with lenders and affiliate networks: lenders pay for the visibility of their advertisements. The model costs the user nothing, is not based on profiling visitors, and every advertisement is clearly labelled as an ad.
How the content is produced
Product pages are based on lenders’ public price lists and on Finnish consumer credit regulation. Example calculations are marked as representative examples and are not offers. We correct mistakes as soon as we learn about them — please report any error by email.
Contact
Email: info@luottobotti.fi
Opening hours: weekdays 9–17 (Finnish time). We normally reply within two working days.
Service terms: terms of use and advertising principles.
LuottoBotti’s role and responsible borrowing
LuottoBotti is an advertising service, not a financial service. LuottoBotti is not a credit institution and not a financial intermediary: we do not grant credit, we do not process or forward loan applications, and we do not make credit decisions. We do not charge users or lenders a commission on any agreement — the lender is always responsible for its own terms, pricing and decision.
Before applying for credit, assess your ability to repay calmly and, if needed, talk it through with a professional — for example an adviser at your own bank or the free financial and debt counselling service. Borrow only as much as you can repay, and read the credit agreement in full before signing.
Offers shown are advertisements. Links to lenders are marked as advertising and carry rel="sponsored nofollow noopener". Consumer credit in Finland is governed by the Consumer Protection Act (kuluttajansuojalaki) and the Interest Act (korkolaki 633/1982), and is supervised by the Finnish Financial Supervisory Authority.