LuottoBotti

About Us

LuottoBotti is an advertising service that brings Finnish lender advertising offers together in one place. The service is operated by NET Partner OÜ (Estonia).

How LuottoBotti Works

The website chatbot works as a smart search tool: you select the loan type and other criteria using buttons, and the chatbot shows you matching lender advertising offers. We do not collect your personal data and do not perform credit scoring.

Why LuottoBotti?

  • 100% free service
  • No registration required
  • Completely anonymous – we don't collect personal data
  • Advertising offers from 25+ lenders
  • Fast – browse ads in just a few minutes

How is the service funded?

LuottoBotti is free for users. The website's revenue comes from advertising partnerships with lenders and affiliate networks. Lenders pay for the visibility of their advertisements on our site. This is a standard digital advertising model (performance marketing), where the advertiser pays for the effectiveness of their ad campaign.

This funding model:

  • Does not cause additional costs for the user
  • Does not affect ad display order in a personalized way
  • Is transparent — every advertisement is clearly labeled as "Ad"

Important Information

LuottoBotti is not a lender or credit intermediary. We do not grant loans, do not intermediate credits, and do not provide personalized financial advice. All offers presented on the site are advertisements from lenders. The final lending decision is always made by the lender.

LuottoBotti does not participate in loan application preparation: we do not collect user data, do not perform credit scoring, and do not send information to lenders. When a user clicks an advertisement, they go directly to the lender's own website and handle the entire application process independently.

Operator Details

NET Partner OÜ

Registry code: 11299597

Narva, Estonia 21020

Email: info@luottobotti.fi